Busy day at work today, money saving achieved:
MS report submitted
Found 20p
Charged phone at work
Free paper to read on the train each way (and kept for fire)
Aluminium can
Packed lunch for work
Switched parents gas/electric for a better deal for them (not sure if it gets cashback though)
Clicks
Thursday, 27 September 2012
Wednesday, 26 September 2012
Rain, rain go away....
........ I keep on losing my electric!!
On the plus side Tuesday we had lots of rainbow's as it was sunny and very showery...a lot!
I've been bad with the grocery budget this week, I've spent it all (by getting side tracked by reduced stuff whilst buying things I do need) and not really using what was in the stores...and I've still got lots left.... :( must do better.
New tyre on car to replace the blown one the other week (£57) and new oil sump (£78), they will be fitting it on Monday...hopefully that won't be too expensive :(
Money saving over the last couple of days:
Switched electric off except for fridge/freezers (these on their own don't trip when it rains)
Charged phone at work
Clicks
MS – still need to do report
mmm, need to make more of an effort I think.....
On the plus side Tuesday we had lots of rainbow's as it was sunny and very showery...a lot!
I've been bad with the grocery budget this week, I've spent it all (by getting side tracked by reduced stuff whilst buying things I do need) and not really using what was in the stores...and I've still got lots left.... :( must do better.
New tyre on car to replace the blown one the other week (£57) and new oil sump (£78), they will be fitting it on Monday...hopefully that won't be too expensive :(
Money saving over the last couple of days:
Switched electric off except for fridge/freezers (these on their own don't trip when it rains)
Charged phone at work
Clicks
MS – still need to do report
mmm, need to make more of an effort I think.....
Monday, 24 September 2012
Rainy Monday
I managed to list 23 items on Ebay yesterday, one item has a bid already :)
Back to work today, I love feeling well!! Had to take the car to the garage, she's developed an oil leak, seems I need a new oil sump. :( Went onto Breakeryard.com for some quotes so fingers crossed it's not too expensive....:(
Money saving today:
Charged phone at work
Expenses submitted
Aluminium can
Most food from stores, just reduced turkey mince bought for dinner
Back to work today, I love feeling well!! Had to take the car to the garage, she's developed an oil leak, seems I need a new oil sump. :( Went onto Breakeryard.com for some quotes so fingers crossed it's not too expensive....:(
Money saving today:
Charged phone at work
Expenses submitted
Aluminium can
Most food from stores, just reduced turkey mince bought for dinner
Sunday, 23 September 2012
Finally over the lurgy
I attempted to go to work Tuesday, big mistake :( I lasted until lunchtime and had to come home! Felt awful for the last few days! Only now feeling that “get up and go” coming back.
Still, managed to post some Ebay items, eat all food from stores (plus a little fresh veg/fruit for OH coming over for the weekend) and do some clicks/bingo and knitting :)
I need to get back on to it today as it's an Ebay free listing weekend!
Still, managed to post some Ebay items, eat all food from stores (plus a little fresh veg/fruit for OH coming over for the weekend) and do some clicks/bingo and knitting :)
I need to get back on to it today as it's an Ebay free listing weekend!
Monday, 17 September 2012
Monday Blues
Feeling very sorry for myself today, very coldy and achey so a day off work :(
4 of my items sold last night on Ebay so will package them up ready to post.
Got a load of washing on as sunny again today....all hung outside :) Second load in....and now hanging in the conservatory to dry overnight. Clicks and surveys done. Breakfast and lunch from stores and dinner was last night's duplicate curry order :s
The deposit for Costa Rica has been paid :)))
4 of my items sold last night on Ebay so will package them up ready to post.
Got a load of washing on as sunny again today....all hung outside :) Second load in....and now hanging in the conservatory to dry overnight. Clicks and surveys done. Breakfast and lunch from stores and dinner was last night's duplicate curry order :s
The deposit for Costa Rica has been paid :)))
MIL 60th
Not so “up and at em” this weekend, feel a bit snuffly and coldy :(
Still, have put first load of washing on and eaten breakfast from stores...now to try and make myself do something else rather than sit and watch The BFG on the telly :)
Washing outside on the line, another gorgeous sunny day! Second load in. MS done. Going to make a 60th birthday card now.
Second load hanging to dry in the conservatory and I'm off to OH's for his Mum's 60th get together.
____________________________
Well that turned out to be an expensive weekend :)
A lovely Thai meal and 5 pubs later we all staggered back to OH's flat and stayed up chatting until 3.30am.
The next day was a hangover/v tired day and so not much was done. Breakfast out followed by a pub lunch to get us moving, then off to visit my parents. Came back with a bag of home grown courgettes, runner beans and cucumber so that was my money saving attempt ;)
When we got back to mine we decided on Indian take-away to round off the day. The one we normally use wasn't open so we ordered another one online. Then when I looked at the flyer they seemed to be shut on Sunday so in a panic we ordered from a different place over the phone.
Cue the doorbell ringing and when I opened the bag it was from the first place..........opps!! Half an hour later the second takeaway was delivered......oh well dinner for tomorrow is sorted :)
Still, have put first load of washing on and eaten breakfast from stores...now to try and make myself do something else rather than sit and watch The BFG on the telly :)
Washing outside on the line, another gorgeous sunny day! Second load in. MS done. Going to make a 60th birthday card now.
Second load hanging to dry in the conservatory and I'm off to OH's for his Mum's 60th get together.
____________________________
Well that turned out to be an expensive weekend :)
A lovely Thai meal and 5 pubs later we all staggered back to OH's flat and stayed up chatting until 3.30am.
The next day was a hangover/v tired day and so not much was done. Breakfast out followed by a pub lunch to get us moving, then off to visit my parents. Came back with a bag of home grown courgettes, runner beans and cucumber so that was my money saving attempt ;)
When we got back to mine we decided on Indian take-away to round off the day. The one we normally use wasn't open so we ordered another one online. Then when I looked at the flyer they seemed to be shut on Sunday so in a panic we ordered from a different place over the phone.
Cue the doorbell ringing and when I opened the bag it was from the first place..........opps!! Half an hour later the second takeaway was delivered......oh well dinner for tomorrow is sorted :)
Friday, 14 September 2012
TFIF :)
Not much to report today :(
All food from stores
Mr Kipling blackcurrant & apple pie from my friend for mid morning snack
Charged phone at work
Printed off MS paperwork at work
Daily clicks
Redeemed £20 Amazon voucher from Spud Shillings – will spend it on this camera starter kit :)
On an exciting note we started the booking process for our Costa Rica holiday :):):) Very very excited!! Will put back the mortgage OP but well worth it!! My aim in life besides paying off my mortgage is to travel and enjoy it!
All food from stores
Mr Kipling blackcurrant & apple pie from my friend for mid morning snack
Charged phone at work
Printed off MS paperwork at work
Daily clicks
Redeemed £20 Amazon voucher from Spud Shillings – will spend it on this camera starter kit :)
On an exciting note we started the booking process for our Costa Rica holiday :):):) Very very excited!! Will put back the mortgage OP but well worth it!! My aim in life besides paying off my mortgage is to travel and enjoy it!
Thursday, 13 September 2012
London Day
Up to London today so not many money saving opportunities. Went for a walk around St Paul's Cathedral at lunch time.
Got a free paper to read on the train – both ways – will save for fire :)
Had a really lovely free almond croissant for lunch – they were spare from a meeting :)
Charged phone at work
Charged camera battery at work
All other meals from stores/fresh fruit & veg bought for yesterday's meal
On a bad note I topped up my mobile on the way home by £10 and 2 hours later I got a text stating I only had £1.37 left!!!!! I can't work it out, I didn't use enough data to use that much money and I didn't phone anyone by accident either :( Will call them tomorrow to see if I can find out what happened :(
Off to do some blanket knitting :)
Got a free paper to read on the train – both ways – will save for fire :)
Had a really lovely free almond croissant for lunch – they were spare from a meeting :)
Charged phone at work
Charged camera battery at work
All other meals from stores/fresh fruit & veg bought for yesterday's meal
On a bad note I topped up my mobile on the way home by £10 and 2 hours later I got a text stating I only had £1.37 left!!!!! I can't work it out, I didn't use enough data to use that much money and I didn't phone anyone by accident either :( Will call them tomorrow to see if I can find out what happened :(
Off to do some blanket knitting :)
Wednesday, 12 September 2012
Broken Down Wednesday
MS report done :)
Car blew a tyre driving to OH's....took nearly 2 hours for the AA to turn up :( Not happy!! Meant I didn't get home till 9.20pm, too late to cook so went out to eat, lovely place called The Cosy Club :) Food was nom nom! Shame it's not money saving
Extra Money Saving:
Phone charged at work
Aluminium can x 2
Printed off Asda voucher
Redeemed 4 nectar points onto card
Wombled Tesco receipt whilst waiting for AA
Breakfast and lunch from stores
Car blew a tyre driving to OH's....took nearly 2 hours for the AA to turn up :( Not happy!! Meant I didn't get home till 9.20pm, too late to cook so went out to eat, lovely place called The Cosy Club :) Food was nom nom! Shame it's not money saving
Extra Money Saving:
Phone charged at work
Aluminium can x 2
Printed off Asda voucher
Redeemed 4 nectar points onto card
Wombled Tesco receipt whilst waiting for AA
Breakfast and lunch from stores
Tuesday, 11 September 2012
Autumn is arriving
The morning's are chilly and damp and the evening's are drawing in.....Autumn is on it's way!! Not sure I like it, I will have to look for the positives. Always look on the bright side of life and all that.
Today's money saving: MS done - need to upload the results, all food from stores, filled some surveys at work whilst other reports were running, daily clicks, wombled an Asda receipt - 67p voucher, bought reduced bread and sliced and froze it – should last a while, can of Fanta from work (left over from a meeting) and another empty aluminium can towards my collection for the Tesco points.
Every little helps ;)
Today's money saving: MS done - need to upload the results, all food from stores, filled some surveys at work whilst other reports were running, daily clicks, wombled an Asda receipt - 67p voucher, bought reduced bread and sliced and froze it – should last a while, can of Fanta from work (left over from a meeting) and another empty aluminium can towards my collection for the Tesco points.
Every little helps ;)
Monday, 10 September 2012
MMMMMonday!
Second MS report finished this morning…PHEW. Also put in my expense claim when I got to work :)
Oh no, forgot another MS I was supposed to do on Sunday!! Thankfully they have let me rearrange that one for next Sunday….must put them in my calendar so I don’t keep forgetting them!
I made Plum and Amaretto Jam in the end this evening, the plums were cooked to a pulp so I just had to spoon out the stones when I was boiling it up. Sugar and Amaretto from stores too. I got 4 jars :)
Other Money Saving achieved today: Charged my phone at work, only bought cheese crackers for lunch – the rest from stores, dinner from stores, empty ink cartridge from work, 1 of my Ebay items already has a bid!
Oh no, forgot another MS I was supposed to do on Sunday!! Thankfully they have let me rearrange that one for next Sunday….must put them in my calendar so I don’t keep forgetting them!
I made Plum and Amaretto Jam in the end this evening, the plums were cooked to a pulp so I just had to spoon out the stones when I was boiling it up. Sugar and Amaretto from stores too. I got 4 jars :)
Other Money Saving achieved today: Charged my phone at work, only bought cheese crackers for lunch – the rest from stores, dinner from stores, empty ink cartridge from work, 1 of my Ebay items already has a bid!
Sunday, 9 September 2012
BBQ Sunday
I managed the MS's just need to fill out the reports now. One done but have to go and see both sets of parents for the day. Mum is having a BBQ get together for a belated Birthday party. Nom....free grub :)
Back home and 15/20 Ebay items listed.
All food over the weekend from MS/stores/parents :)
Time for bed...zzzzzzzzzz
Back home and 15/20 Ebay items listed.
All food over the weekend from MS/stores/parents :)
Time for bed...zzzzzzzzzz
Saturday, 8 September 2012
September Challenges
Right, September challenges are starting....a little late but I was at Weyfest last weekend and have been at work including my new role of going to London one day a week so far.
SEPTEMBER CHALLENGES – Declutter and clean house - Sell £110 of clothes on Ebay (1% of Mortgage OP for year), Shop from Home – Save unused grocery budget towards Mortgage OP, Do some work on getting garden a nice place to use.
Last night I used my new incinerator bin for the first time and burnt a load of garden rubbish, I love a good fire :)
Up early and showered already. One load of washing already hanging on the line and the next load in. Making the most of a lovely sunny day.
Next job – cleaning the bathroom...DONE, thorough clean – even bleached :)
On to floor clearing/hoovering and mopping....DONE – I also cut another section of the old bedroom carpet out ( I am doing it bit by bit so I don't have to clear the whole room out and get to throw it away in my wheelie bin)
Second load of washing hung on line and third lot in :) Whilst out there I picked all the plum's I could reach and they are now stewing to make Plum & Amaretto Jam.
Wipe down kitchen cupboard/door fronts and kickboards.....DONE. I also got rid of a carrier bag of rubbish and a carrier bag of recycling.
Stewed plums now being strained, so technically it will end up being “jelly”
Bums....I got so carried away I forgot a MS, hope they let me rearrange :(
Third load of washing now drying. Have found 20 items of clothing, that's the easy bit done...all photographed and started to list on Turbolister ready for Sunday.
Off to OH's for the night and 2 MS's to do :)
SEPTEMBER CHALLENGES – Declutter and clean house - Sell £110 of clothes on Ebay (1% of Mortgage OP for year), Shop from Home – Save unused grocery budget towards Mortgage OP, Do some work on getting garden a nice place to use.
Last night I used my new incinerator bin for the first time and burnt a load of garden rubbish, I love a good fire :)
Up early and showered already. One load of washing already hanging on the line and the next load in. Making the most of a lovely sunny day.
Next job – cleaning the bathroom...DONE, thorough clean – even bleached :)
On to floor clearing/hoovering and mopping....DONE – I also cut another section of the old bedroom carpet out ( I am doing it bit by bit so I don't have to clear the whole room out and get to throw it away in my wheelie bin)
Second load of washing hung on line and third lot in :) Whilst out there I picked all the plum's I could reach and they are now stewing to make Plum & Amaretto Jam.
Wipe down kitchen cupboard/door fronts and kickboards.....DONE. I also got rid of a carrier bag of rubbish and a carrier bag of recycling.
Stewed plums now being strained, so technically it will end up being “jelly”
Bums....I got so carried away I forgot a MS, hope they let me rearrange :(
Third load of washing now drying. Have found 20 items of clothing, that's the easy bit done...all photographed and started to list on Turbolister ready for Sunday.
Off to OH's for the night and 2 MS's to do :)
Monday, 3 September 2012
MFi5 - Year 1
Well that's the first year of my MFi5 challenge to myself and I overpaid the grand total of £7,000!! I am actually really impressed with myself, it's not my target but it's a lot of money!!
I will carry on with the ideas for extra income that I put in place for the last year and add some extra's. The O/T idea was a bit of a non-goer as work got too stressful and we worked normal hours to preserve our sanity, I may do a few odd hours in this year as the stress levels have got a little more normal and I have had a pay rise so it will mean less hours to earn the extra I wanted to earn per idea :). The best ideas were Mystery Shopping which was my biggest extra income earner, savings from my monthly pay packet (ie not spending much), clicks/cash back/survey sites and saving road-kill (change on the road).
I think this year I will really try hard with Ebay too as I have masses of clutter that I'm sure can earn me some extra!
Wish me luck for Year 2!
I will carry on with the ideas for extra income that I put in place for the last year and add some extra's. The O/T idea was a bit of a non-goer as work got too stressful and we worked normal hours to preserve our sanity, I may do a few odd hours in this year as the stress levels have got a little more normal and I have had a pay rise so it will mean less hours to earn the extra I wanted to earn per idea :). The best ideas were Mystery Shopping which was my biggest extra income earner, savings from my monthly pay packet (ie not spending much), clicks/cash back/survey sites and saving road-kill (change on the road).
I think this year I will really try hard with Ebay too as I have masses of clutter that I'm sure can earn me some extra!
Wish me luck for Year 2!
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